Student Health Insurance

Winter Break Closure

The Office of Student Health Insurance will be closed for the winter break from December 21, 2015 through December 31, 2015.  We will reopen on Monday, January 4, 2016.

Office of Student Health Insurance
Cordell Reed Student Union Building, Room 268-O
Office Hours: Monday – Friday 9:00AM – 5:00PM

773-995-4533

  • Mandatory Health Insurance Coverage

    All registered undergraduate students taking 12 or more credit hours, graduate students taking 9 or more credit hours, pharmacy students taking 12 or more credit hours and doctoral students taking 6 or more credit hours are automatically enrolled into the mandatory sickness and injury insurance through the university each semester. All International students are required to purchase the insurance plan for the school year.  Part-time students taking 6-11 credit hours are eligible to enroll in this plan.

    The mandatory requirement applies to students who enroll full-time in all on-campus courses or a combination of off-campus (Extension) and on-campus courses.  Note that students enrolled in all web/online courses are not charged for the insurance plan.

    Students must complete and submit an online waiver or enrollment form each Fall and Spring semester in which they are enrolled full-time.

    Waiving out of/Enrolling into the Plan each Semester

    IF YOU HAVE INSURANCE:Students who are adequately insured have the option of waiving out of the mandatory health plan and having the charge removed from their tuition bills. Failure to submit an online waiver or enrollment form by the deadline will obligate students to pay the FT Student Insurance Premium coverage indicated on your tuition bill.  If your waiver is denied, you may provide proof of coverage to the Office of Student Health Insurance for reconsideration.

    IF YOU ARE NOT INSURED:  Students who do not have insurance must purchase the mandatory insurance provided through the university.

    WHAT COVERAGE IS ACCEPTABLE:  Adequate insurance must be provided through an acceptable health insurance underwriter such as Aetna, Blue Cross/Blue Shield, United Healthcare, Cigna, to name a few,  and must be at least comparable in coverage to the plan provided through CSU.  You may review the plan offered by the university under “Find My School Plan” at http://www.uhcsr.com

    Clinic cards for Cook County Hospital, Board of Health, and State of Illinois Healthy Women’s Clinic are among some of the types of health coverage that are not acceptable.  Health provisions must not be limited to specific facilities and must provide coverage anywhere in the United States.

    IF YOU WANT TO PURCHASE INSURANCE:Students who wish to purchase the mandatory Student Injury and Sickness Insurance Plan provided through the university must complete and submit an online enrollment form to activate coverage as soon as possible. The period of coverage for Spring 2016 Semester regular 16-week session is January 11, 2016 through August 18, 2016. The period of coverage for Spring 2016 Semester 12-week session is January 31, 2016 through May 13, 2016.

    TO SETTLE DISPUTES:  You will receive a confirmation email at your CSU email account that your waiver or enrollment form was accepted or denied.  A copy of your confirmation email will be required for any waiver/enrollment disputes.  PLEASE NOTE: CSU reserves the right to reverse waivers that were originally approved.

    Notification to Go Online to Waive/Enroll

    Before a student can go online to waive out of or enroll into the mandatory insurance plan, he/she must be enrolled full-time for at least 24-48 hours.  This window of time allows the Office of Student Health Insurance to retrieve your registration status and upload it into the United Healthcare website.

    As students names are uploaded into the insurance website, they will receive notification through their CSU email account that they are then able to log-in to the website to complete a waiver/enrollment form. 

    To submit the required waiver or enrollment form, click https://www.aetnastudenthealth.com/chicagostate

    Waiver/Enrollment Deadline

    The waiver/enrollment period for Spring 2016 Semester regular 16-week session is as follows:

    Begins:  November 30, 2016

    Ends:    January 15, 2016 at Midnight

    The waiver/enrollment period for Spring 2016 Semester special 12-week session is as follows:

    Begins: January 18, 2016

    Ends:    February 5, 2016 at 5:00 PM

    Insurance Plan Information

    The plan provided through Chicago State University is underwritten by United Healthcare Insurance Company and is based on policy 2015-2363-1 for Spring 2016 Semester.  The plan brochure provides details of coverage including costs, benefits, exclusions, any reductions or limitations and the terms under which coverage may remain in force.  Copies of the brochure are available to be viewed and/or downloaded by clicking onto the following link http://www.uhcsr.com.

    Part-Time Students Who Need Insurance

    Part-time students who enroll in 6-11 credit hours of coursework will be allowed to enroll into the student health insurance plan provided through the university on a voluntary basis.  However, you must contact the insurance provider directly, either online or by phone, to enroll.   Click the following link to enroll voluntarily http://www.uhcsr.com.

    Coverage for Dependents and Spouses

    Eligible students who do enroll may also insure their Dependents. Eligible Dependents are the student’s legal spouse or civil union or Domestic Partner and dependent children under 26 years of age. Dependent Eligibility expires concurrently with the Insured student.

    Summer Session

    Students are NOT automatically charged for the insurance plan during the summer sessions. Those who have purchased the insurance plan for the spring semester get a bonus and are covered for the summer, as well.   However, anyone who needs health insurance during the summer and enrolls in at least 6 credit hours for the summer may purchase the insurance.  Contact the Office of Student Health Insurance for more information

    Contact Us

    If you have additional questions or concerns, contact the Office of Student Health Insurance,

    Cordell Reed Student Union Building, Room 268-O, 773-995-4533.

    Checklist of Reminders:

    • The online waiver/enrollment period for Spring 2016 16-week      semester ends on January 15, 2016 at midnight.
    • The waiver/enrollment period for Spring 2016 12-week      semester ends February 5, 2015 at 5:00 p.m.
    • Failure to submit an online waiver or enrollment form by      the deadline will obligate students to pay the FT student insurance      coverage and accept coverage.
    • You must complete and submit a waiver/enrollment form each      Fall and Spring semester that you are enrolled full time.
    • You must register into your classes at least 24-48 hours      before you are able to go online to waive out of or enroll into the plan.
    • To buy insurance, you must submit an enrollment form to      activate coverage as soon as possible.
    • If your waiver is denied, you may provide proof of coverage      to the Office of Student Insurance for reconsideration.
    • A confirmation email will be required for any waiver or      enrollment dispute.
    • All international students are required to purchase this      insurance plan for the school year. 
    • Part-time students taking 6-11 credit hours may participate      in the plan on a voluntary basis.

     Closed on Weekends.